By bringing payment control into your own app, you also assume a new strategic responsibility. But how exactly do you protect the sensitive interfaces in the background without disrupting your customers' smooth customer journey?

Jan Oetting builds directly on the practical steps from Nenad Klarić's case study and offers an accessible look behind the scenes: Who is actually involved in the process, who needs to protect themselves at which point, and how does the payment process remain completely secure from app opening to authorization? Learn where risks are proactively minimized and how you can use a cost-risk matrix to find the perfect balance between fraud protection and total cost of ownership (TCO). We also offer a glimpse into the future: How the upcoming European EUDI wallet will enable global trust without data silos.