As CISO at Paymenttools, Jan Oetting is responsible for cybersecurity, risk management, and fraud management. His particular focus is on the innovative combination of cybersecurity with the specific challenges of modern payment transactions. He advocates the approach that effective security extends far beyond traditional IT defense and must be deeply embedded in digital business processes. With this holistic perspective, he promotes the development of resilient payment systems that effectively combat fraud without compromising user-friendliness. He actively contributes his expertise to cross-industry discussions at conferences and in the media to collectively advance payment security.